Lumend lets Australians buy fractional shares of real solar farms — crediting your electricity bill first, then paying you cash dividends once you produce more than you use.
Choose a solar farm from the Lumend marketplace and purchase fractional shares starting from $50. You become a legal co-owner of real energy infrastructure — not a subscriber, not a tenant. An owner.
Each month, the energy your shares generate is calculated and credited directly to your electricity account. We coordinate with your utility automatically — no paperwork, no switching provider.
Once your portfolio generates more energy than your household uses, the surplus is sold to the grid. The revenue — real cash — flows back to you monthly. The bigger your portfolio, the bigger the return.
Your shares generate credits that reduce your electricity bill each month. Most people start here — and already love the result.
As you add more assets, your monthly credits grow until they cover 100% of your electricity usage. Your power bill reaches zero.
Beyond zero, every extra kilowatt your portfolio generates earns you real money. Monthly payouts. Clean income from clean energy.
You own a fractional stake in physical infrastructure — with legal title. Unlike community solar subscriptions, you can sell, transfer, or grow your holdings like any other investment.
Lumend detects when your portfolio production exceeds your consumption and switches you from bill credits to cash dividends automatically. No settings to change. No decisions to make.
Your shares live in your Lumend account, not on a rooftop. Move from Melbourne to Brisbane? Your clean energy portfolio follows you and keeps earning, wherever you are.
We start with solar, but Lumend is built for wind, tidal, and geothermal too. As the energy mix expands, so does your ability to diversify across technologies and geographies.
Need cash? Sell your shares to other Lumend members on our internal marketplace — at any time. Unlike rooftop solar, your investment doesn't have to be stuck in bricks and glass.
Renters, apartment dwellers, people with shaded roofs — everyone gets access. Clean energy shouldn't be a privilege reserved for those who own a north-facing roof in the suburbs.
Community solar is a subscription — you pay for a portion of energy produced, but you don't own anything. Lumend gives you actual fractional ownership of energy infrastructure, with all the rights that come with it: the ability to sell your stake, earn dividends, and hold an asset on your personal balance sheet.
We're designing Lumend to be accessible from as little as $50 per share unit. You can start small and compound your holdings over time as you see the bill credits arrive — no need to commit a large amount upfront.
Nothing — because your shares aren't attached to your address. They live in your Lumend account. When you move, you simply update your electricity account details and we redirect your credits to your new utility. Your dividends continue uninterrupted.
Yes. Offering fractional ownership of financial assets in Australia sits under ASIC's jurisdiction, and providing energy credits involves the AER. We're building our licensing and compliance structure from the ground up, with experienced advisors in both domains. Lumend will be fully compliant before we open to the public.
We're in early-stage development and working through regulatory approvals and our first farm partnerships. Waitlist members will be the first to get early access — and they'll help shape what Lumend becomes. Join now to secure your position.
Join the waitlist. Get early access, founding member pricing, and the chance to shape Australia's first fractional clean energy platform.